Budgeting 101

Part of getting married is combining finances.  Wow!  This is going to be a lot more difficult than I thought.  We have been splitting bills over the last 2 years of living together and it seams to have worked out.  Well, now we have to do everything together.   And…we are trying to save for a house and…would love to go to Europe next year.  In order to do all of this we have to budget, budget, budget!

Our First Budget Cut…out to eat.  We eat out ALL the time.   Whether it is fast food or a sit down meal, it happens multiple times a week.  We are going to try and drastically reduce this one.  Not sure how we will go about this yet.  If we will set a balance or if we we will just try to keep it down to once a week.

Our Second Budget Cut…gas station food.  We are going to completely eliminate this with the exception of trips greater than 2 hours.  This will be a lot harder for The Mr. because he goes to the gas station once a day to buy a drink.  They are just so much more expensive there.

I used to use a lot of coupons back in college, but when we got jobs, I stopped doing it.  Maybe I will start that back up.

We were calculating out how much we need to save for a down payment, closing costs, repairs, appliances, and a vacation fund and we are still way over budget.  We definitely need to make cuts other places.

Y’all can help hold us to the first 2 budget cuts and if you have any suggestions for further budget cutting, I would love to hear them!


2 thoughts on “Budgeting 101

  1. Pingback: Faux Moving Day | South Texas Wifey

  2. Pingback: Date Night Series #2 | South Texas Wifey

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